Stop Foreclosure Now
Expert Help From Licensed Professionals
Licensed Professional
Florida Real Estate Broker
No Upfront Fees
Ethical solutions only
Immediate Response
Quick consultation
Frequently Asked Questions
Get answers to common questions about foreclosure prevention and our services
Have more questions? We're here to help with a free consultation.
Your Options — Help That Costs Nothing Upfront
Whether you have equity or not, there are options that could protect your credit, your finances, and your peace of mind.
Foreclosure Prevention
Early intervention strategies to stop foreclosure before it starts
- Lender negotiation
- Payment plan arrangements
- Loan modification assistance
Lender Communication
Professional advocacy with your lender to find solutions
- Direct lender contact
- Professional representation
- Documentation assistance
Timeline Guidance
Understanding your foreclosure timeline and available options
- Process explanation
- Deadline management
- Action plan development
Property Solutions
Comprehensive options for residential and commercial properties
- Keep your property
- Graceful exit strategies
- Credit protection
What Makes Us Different
No Upfront Fees
You pay nothing to get started — we only get paid if you choose to sell
No Pressure to Sell
We explore all options — keeping your home is often the best solution
Licensed & Experienced
Licensed Real Estate Broker with specialized foreclosure expertise
Important Disclosure:
I'm not an attorney and do not provide legal advice. My role is to help you explore ethical solutions — like negotiating with your lender or selling your home if that's what you choose — that can stop or delay foreclosure and help you move forward.
The Foreclosure Timeline
Few people think they'll lose their property... until it happens. Here's what typically occurs and how I can help at every stage.
1st Missed Payment
LOWWhat Happens:
Lender sends a letter or calls
How I Can Help:
I can step in early and help you communicate with your lender
2nd Missed Payment
MEDIUMWhat Happens:
Calls and letters increase; you may still recover with one payment
How I Can Help:
I'll guide you through lender communication and planning
3rd Missed Payment
HIGHWhat Happens:
You'll receive a "Demand Letter" or "Notice to Accelerate"
How I Can Help:
I can help negotiate payment or modification options
4th Missed Payment
CRITICALWhat Happens:
Case referred to lender's attorney; fees start adding up
How I Can Help:
I can still help you make arrangements and possibly stop the process
Sheriff's/Trustee's Sale
EMERGENCYWhat Happens:
Sale date is set; foreclosure imminent
How I Can Help:
I can often help stop the auction or assist you in exiting gracefully
The Best Way to Keep Your Property is to ACT NOW!
You can try working directly with your lender, but often you'll end up explaining your situation to a new person each time. Save yourself frustration and let me help you navigate the process quickly and effectively.
About BPA Urgent Foreclosure Solutions
Serving Property Owners with Integrity Since 2017
At BPA Urgent Foreclosure Solutions, I understand that facing foreclosure can be one of the most stressful and overwhelming experiences a property owner can endure. Since 2017, my mission has been simple yet profound: to provide compassionate, ethical, and practical solutions to residential and commercial property owners nationwide who find themselves in difficult financial situations.
My Commitment to You
I believe that every property owner deserves respect, transparency, and real options—not pressure tactics or empty promises. That's why I've built my practice on a foundation of integrity:
What Sets Me Apart
My specialized expertise lies in creating customized foreclosure prevention strategies tailored to each client's unique situation. Whether you're facing a residential or commercial foreclosure, I take the time to understand your circumstances and work diligently to find solutions that protect your interests and preserve your financial future.
I'm not here to take advantage of difficult situations—I'm here to be a trusted partner during challenging times. My track record speaks for itself, but more importantly, the relief and peace of mind I've brought to countless families and business owners is what drives me forward every day.
When foreclosure threatens, you don't have to face it alone. Let BPA Urgent Foreclosure Solutions stand with you.
Meet Lissette E Baradit
Originally licensed as a Realtor in 2009, Lissette E. Baradit has built a reputation for helping property owners resolve complex foreclosure situations. In 2017, she founded BPA Urgent Foreclosure Solutions, building a nationwide team of expert negotiators, attorneys, and realtors dedicated to serving the interests of homeowners facing or nearing foreclosure. Today, through her independent brokerage, founded in 2021 (Baradit Professional Association), Lissette continues this mission by offering ethical, practical solutions that never require upfront fees or pressure clients to sell. For more information, refer to BPA's general real estate website: www.baraditre.com.
Licensed Broker
Real estate license with specialized foreclosure training
Since 2009
Years of hands-on experience helping property owners
Why Choose Us?
Client Success Stories
Mrs. Jeanette Sawicki
"I am writing to express my appreciation of the efficient and ethical effort in which Lissette Baradit, extended to me along with my property. The whole process was a very sincere business experience, extremely effortless, and expedient. Ms. Baradit, expels integrity, and professional work ethics. Not only was Ms. Baradit very committed working with me on the sale of my condo; she also always considered the buyer, assisting the buyer with all aspects in purchasing my condo. Thank You Ms. Baradit, for your self-motivating talents. You fulfilled my retirement dreams."
Highly likely to recommend
rach rosenbaum95
Sold a Single Family home in 2024 in Aloha gardens, Holiday, FL
"Lissette is awesome! We were so grateful to have her on our side during the whole process of selling our house. She was super knowledgeable, always willing to help, and not afraid to speak her mind. Communication was thorough every step of the way. We will be recommending her to friends and family!"
Highly likely to recommend
Tarrant N.
Sold a Condo home in 2025 in Imperial cove, Clearwater, FL
"I am a Real Estate agent and I had my own condo in Clearwater FL but I live in Oviedo FL. The condo was being leased at the time and I had no time to devote to selling it properly, so I contacted Lissette. I did my research and I knew the moment I had talked to her that she was the agent I wanted to handle selling it. I am very impressed with her. She is attentive, responsive, attention to details, and most of all a very caring Broker. She is truly a professional. I will definitely refer business her way. I would highly recommend her."
Highly likely to recommend
Yoder Karen
Sold a Single Family home in 2024 in Kensington park, Sarasota, FL
"It was a pleasure to work with Lissette from start to finish when we sold our home. She responded to my questions in a timely manner and that made me confident she was also responding to potential buyers. She brings a wealth of expertise and experience to the table and her confidence that our home would sell was so comforting in a volatile market. She kept me updated regarding showings and the closing process was smooth. If you are looking for someone who understands the market and has your best interest in mind - I would highly, highly recommend her."
Highly likely to recommend
Darla Pieper
Sold a condo in 2024 in Ruskin
"Lizette was a pleasure to work with. We will definitely recommend her to friends and colleagues. She is knowledgeable, kind and an expert realtor. Always responsive and available. You won't be disappointed working with Lissette. Thankful she reached out to me when I had my condo listed as for sale by owner. Closed today and the process was simple as she handled all the details from the beginning to the closing. I will definitely contact her again when buying or selling. Contact her for all of your realtor needs. You won't be disappointed."
Highly likely to recommend
mayanagel
Bought a Condo home in 2024 in Downtown, Sarasota, FL
"Lissette was my seller agent last year, and I chose her as my buyer agent for this condo purchase. That speaks to itself. I couldn't be happy with my experience! Her passion, determination, and expertise are commendable. She was also patient with me and always available to answer all of my questions. Thank you, Lissette, for making my condo-buying journey a positive and memorable experience!!"
Highly likely to recommend
kywn8wc5pz
Sold a Vacant Land home in 2024 in Frostproof, FL
"Lissette is a stellar realtor with exceptional knowledge of the housing market! She was available at all times to answer any questions we had about our property. She is a real go getter and will strive to get you the best possible outcome! We highly recommend Lissette for your buying and selling needs! You won't be disappointed!"
Highly likely to recommend
sbruffett
Sold a Vacant Land home in 2023 in Valrico, FL - 4419 Tevalo Dr
"Lissette went above and beyond to help me sell my property. From continually updating the listing, to taking fresh photos, reaching out to potential buyers, and providing updates she was exceptional. She was very professional and courteous, and was always willing to discuss the details with me. Her positive attitude and determination made the sale of my property as smooth and fast as possible. I would not hesitate to recommend her to my family and friends. If you're looking for a great realtor who gets the job done with no hassle, Lissette will deliver!"
Highly likely to recommend
atefbassarini
Sold a Condo home in 2023 in Oldsmar, FL - 139 Hunter Lake Dr
"She has good follow-up and responds to all requests accurately and quickly, and informs you of the most minute details that interest you in a timely manner. She helped me with many things, especially since I was out of state. Thank you Lissette and good luck."
Highly likely to recommend
tamterr
Sold a Single Family home in 2023 in Punta Gorda, FL - 1074 Harbour Glen Pl
"Lissettes knowledge and expertise surprised us by selling our home for $30K more than expected! She always responded quickly to our questions, and guided us along through to closing!!"
Highly likely to recommend
Alaina Cortese
Sold home in 2023, Oldsmar, FL - 123 Loblolly Ct # G
"Lissette made selling my home the easiest experience ever. I couldn't thank her enough for all the support; she was extremely knowledgeable and answer the many questions I had to ensure I was educated and supported during the sale. My house sold in days, and truly a huge part came from Lissette and her expertise during the open house; she is a shark when it comes to negotiation and made sure she had my back 110% when it came to offers. Lissette is truly amazing at what she does, and when it comes to real estate you want someone like her in your corner. She made me feel like I was her only client, always responsive and available when I need and provided updates at every stage in the process. Thank you Lissette!!!!"
Highly likely to recommend
mayanagel
Sold a Condo home in 2023 in Sarasota, FL - 1350 Main St # 1009
"I loved working with Lissette! She made the process of selling my downtown Sarasota condo a pleasure. I also want to shout-out to the title/closing agent she is associated with. We did a RON and it was the best closing experience ever."
Highly likely to recommend
renoir 914
Sold a Single Family home in 2023 in Valrico, FL - 2223 Mountain Meadow Way
"Lissette did a great job. She was also very protective on my behalf. She knows the market and has great insite. I'm happy to have worked with her and am very pleased with the results. I'll be calling her if/when I move back to Florida."
Highly likely to recommend
Mike N
Sold a Townhouse home in 2023 in Lithia, FL - 16517 Kingletridge Ave
"Lissette is a great realtor, very professional and helpful. She sold my property in a record time with a smooth transaction from start to finish. I will use her in the future for all of my real estate transactions. Highly recommended !"
Highly likely to recommend
Brent Blomquist
Sold a Condo home in 2023 in Tampa, FL - 10335 Carrollwood Ln APT 115
"Lissette did a great job. She was also very protective on my behalf. She knows the market and has great insite. I'm happy to have worked with her and am very pleased with the results. I'll be calling her if/when I move back to Florida."
Highly likely to recommend
angel l alvarez53
Sold a Single Family home in 2023 in Combee settlement, Lakeland, FL - 3020 Morgan Combee Rd
"Lissette and I didn't know each other before, she contacted me to offering her services to sale it, after her presentation, my instinct made me trusted her, and I was not disappointed. She did a remarkable job selling our Townhouse, she excelled every steps of the way on our sale experience. I will recommend her as a realtor to buy or sale any property in Florida. She is very trustworthy….."
Highly likely to recommend
Kevin Bowen
Sold a Single Family home in 2023 in Spring hill, FL - 18863 Diego Cir
"Lissette sold my house in less than 45 days. She worked extremely hard, by having open houses every weekend, both Saturdays and Sundays. She put up open house signs all up and down the main road leading to the neighborhood and advertised the house on several media sites. I've never had a realtor / broker work so hard in the multiple homes I have had for sale during my life. The results of her efforts spoke for themselves and were outstanding. Most realtors just want your listing and then hope your house sells. Hope is not a strategy. Well done Lissette. I highly recommend her."
Highly likely to recommend
tufanolauraofficial
Bought a Single Family home in 2023 in Palmer ranch, Sarasota, FL - 12625 Promenade Estates Blvd
"Lissette is simply amazing! We had a wonderful experience with her. She was always extremely helpful and responsive. Always available to help and find solutions. I would definitely recommend her to anyone looking for a great realtor!!"
Highly likely to recommend
pogikev
Sold a Vacant Land home in May 2020, in Lakeland, FL - 15363 Evans Ranch Rd
"Knowledgeable and easy to work with. Took the time to explain the process and all offers. Brought additional ideas to sell and obtain best price. Great local knowledge."
Highly likely to recommend
dean17071
Sold a Single Family home in May 2021, in Port Charlotte, FL - 14371 San Domingo Blvd
"Lissette did a fantastic job during the process of selling my property. She provided helpful information as well as sound advice. She could not have been more professional. My property sold quickly, and I would highly recommend anyone to use Lissette as a real estate broker."
Highly likely to recommend
scendejas37
Bought a Single Family home in August 2020 in Plant City, Fl - 3721 Midway Rd
"Being a first time home buyer it can be very stressful but Lissette made the whole process a breeze and a pleasure. She always went out her way to make sure I had everything I needed. She is a very helpful, enthusiastic and knowledgeable person. She knows her stuff! She was there with me every step of the way. Always went above and beyond my expectations. I have and will continue to recommend Lissette E. Baradit as the best Real Estate Professional I have ever had as a buyer."
Highly likely to recommend
ldoneyhayden
Sold a Single Family home in January 2021, in Zephyrhills, FL - 38948 South Ave
"Lissette was the best agent I have ever worked with! She is extremely knowledgeable, and shared her insights to help my sale go quickly and without any problems. She's highly motivated and used all her vast knowledge to make this a great experience. I would recommend her to friends and family!"
Highly likely to recommend
Rhonda K
Sold a Townhouse home in 2021 in Riverview, FL - 4508 Kennewick Pl
"Lissette Baradit is very dedicated to helping you close on your home. If you are looking for someone who is going to always have your back, even if that means you say no to that one offer that doesn't work for you, she will respect your decision. She is very hard working, knowledgeable and dedicated. She is professional, personable and intelligent. Lissette is very thorough and doesn't miss a beat!"
Highly likely to recommend
pmisarti
Sold a Single Family home in September 2021, in Tampa, FL - 11902 Keating Dr
"Lissette is amazing. She didn't over promise, but certainly delivered. Her estimate of the time it would take to sell was very accurate. She handled the process between multiple parties very efficiently, and brought an outstanding buyer that was able to close quickly without drama. She responded to my questions promptly and frequently, often after business hours. Do not hesitate to have Lissette help you. You will be happy you did."
Highly likely to recommend
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Glossary of Terms
Understanding foreclosure terminology is essential. Browse our comprehensive glossary to familiarize yourself with key terms and concepts.
29 terms found
Need More Information?
Understanding these terms is just the beginning. If you have questions about how any of these concepts apply to your specific situation, we're here to help with a free, confidential consultation.
Additional Resources
U.S. Department of Housing and Urban Development [HUD]: Helping Americans
Information and resources for homebuyers, homeowners, property residents/renters, and people experiencing homelessness
HUD Partners
Information and resources for public housing agencies, grantees, lenders, housing providers, and other housing professionals
HUD Policies, Guidance, Forms
What I need help with and where to get help.
Grants Information
Search for discretionary HUD Grants, eligibility, category, forecast for upcoming HUD grants, funding opportunities for competitive applicants and existing recipients, and Grant registration.
Affordable Places to Live
Rental Housing: Information for Public Housing Agencies about HUD's affordable rental housing programs.
Hom homelessness: Information for Continuums of Care and other partners about HUD's homelessness programs.
The Housing Choice Voucher (HCV) Program
The Housing Choice Voucher (HCV) Program is the federal government's major program for providing housing assistance to over 2.3 million American families.
Emergency Housing Vouchers
The Emergency Housing Voucher (EHV) program provides a significant opportunity for Public Housing Authorities (PHAs), Continuums of Care (CoCs), and Victim Service Providers (VSPs) to develop collaborative partnerships and strategies that effectively address the needs of vulnerable populations in their communities.
995HOPE Hotline
24/7, toll-free hotline connecting homeowners facing hardship with free foreclosure prevention counseling and advice
Hope Florida
A statewide initiative connecting residents, including seniors, with community-based support through "Hope Navigators"
The Low Income Home Energy Assistance Program (LIHEAP)
The Low Income Home Energy Assistance Program (LIHEAP) is a program that helps keep families safe and healthy through initiatives that assist families with energy costs. LIHEAP provide federally funded assistance in managing costs associated with:
• Home energy bills
• Energy crises
• Weatherization and energy-related minor home repairs
LIHEAP can help you stay warm in the winter and cool in the summer through programs that reduce the risk of health and safety problems that arise from unsafe heating and cooling practices.
Avoiding Foreclosure
When a Lender Won't Work with You
You've done all your homework, talked to a housing counselor and tried to talk to your lender. But, the lender won't work with you. What do you do now?
For an FHA-insured loan
Your lender has to follow FHA servicing guidelines and regulations for FHA-insured loans. If your lender is not cooperative, contact FHA's National Servicing Center toll free at (877) 622-8525, or via email. Whether by phone or email, be prepared to provide the full name(s) of all persons listed on the mortgage loan and the full address of the property including city, state and zip. We may be able to help you more quickly if you can also provide your 13-digit FHA case number from the loan settlement statement.
For a VA-insured loan
Visit the VA Foreclosure Alternatives page.
For conventional loans
If you have a conventional loan, first talk to a HUD-approved housing counselor at (800) 569-4287. They may be able to help you with your lender. You can also